Transform Your Career with Strategic Time Management

1. Service Agreement

By enrolling in Time Value Creators programs, you agree to actively participate in all course components and maintain professional conduct throughout the program duration.

2. Payment Terms

Full payment is required upon enrollment. Payment plans may be available for programs over $1,000. All sales are final after the 14-day refund period.

3. Intellectual Property

All course materials, methodologies, and content are proprietary to Time Value Creators and protected by copyright law. Reproduction or distribution without written consent is prohibited.

4. Refund Policy

Full refunds are available within 14 days of purchase if less than 25% of course content has been accessed. Partial refunds may be considered on a case-by-case basis.

5. Limitation of Liability

Time Value Creators provides educational content and cannot guarantee specific career outcomes or salary increases. Results depend on individual application of principles taught.

Information Collection

We collect personal information including name, email, phone number, and professional details to provide personalized learning experiences and career guidance.

Data Usage

Your information is used to deliver course content, track progress, provide support, and send relevant career development resources. We do not sell personal data to third parties.

Data Security

We employ industry-standard encryption and security measures to protect your personal information. Access is limited to authorized personnel only.

Your Rights

You have the right to access, modify, or delete your personal data. You may also opt out of marketing communications at any time while maintaining access to purchased courses.

Contact for Privacy Concerns

For privacy-related questions, contact us at [email protected] or call +1 (212) 555-0187.

Copyright Protection

Time Value Creators respects intellectual property rights and complies with the Digital Millennium Copyright Act (DMCA).

Infringement Claims

If you believe your copyrighted work has been used without permission, please provide written notice including:

• Description of the copyrighted work claimed to be infringed
• Location of the infringing material on our platform
• Your contact information and electronic signature
• Statement of good faith belief that use is not authorized

DMCA Agent

Send infringement notices to:
DMCA Agent
Time Value Creators
2847 Broadway Suite 401
New York, NY 10025
Email: [email protected]

Counter-Notification

If you believe material was removed in error, you may file a counter-notification following DMCA procedures.

Data Processing Legal Basis

We process personal data based on legitimate interests for course delivery, contract performance for enrolled students, and consent for marketing communications.

Data Subject Rights

Under GDPR, you have the right to:

• Access your personal data
• Rectification of inaccurate data
• Erasure ("right to be forgotten")
• Restriction of processing
• Data portability
• Object to processing

Data Retention

We retain course enrollment data for 7 years for tax purposes. Marketing data is kept until consent is withdrawn. You may request earlier deletion.

International Transfers

Data may be transferred to service providers in countries with adequate protection or under appropriate safeguards like Standard Contractual Clauses.

Contact Data Protection Officer

For GDPR inquiries: [email protected]